/* FedM8 design system. One file, every page. */
:root{
  --ink:#1d1d1f; --ink-2:#6e6e73; --ink-3:#86868b;
  --bg:#ffffff; --bg-2:#f5f5f7; --bg-3:#e8e8ed; --line:#d2d2d7;
  --navy:#0b1f3a; --navy-2:#163158; --gold:#c9a227; --ok:#1d9a5b;
  --link:#0b5cad;
  --r-sm:12px; --r:18px; --r-lg:28px; --pill:980px;
  --nav-h:52px; --wrap:1080px;
  --font:-apple-system,BlinkMacSystemFont,"SF Pro Text","SF Pro Display","Helvetica Neue",Helvetica,Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font);font-size:17px;line-height:1.47;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
a{color:var(--link);text-decoration:none}
a:hover{text-decoration:underline}
img,svg{display:block}
button{font:inherit}
:focus-visible{outline:3px solid rgba(11,92,173,.45);outline-offset:3px;border-radius:6px}
::selection{background:rgba(201,162,39,.35)}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.narrow{max-width:720px}
.center{text-align:center}
.mx{margin-left:auto;margin-right:auto}

/* Type */
h1,h2,h3,h4{font-weight:600;letter-spacing:-.015em;line-height:1.08;color:var(--ink)}
h1{font-size:clamp(40px,6vw,64px);letter-spacing:-.02em}
h2{font-size:clamp(30px,4.2vw,48px)}
h3{font-size:21px;line-height:1.2;letter-spacing:-.01em}
.lead{font-size:clamp(19px,2.2vw,24px);line-height:1.35;color:var(--ink-2);font-weight:400}
.small{font-size:14px;color:var(--ink-3)}
.muted{color:var(--ink-2)}
.eyebrow{display:block;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);margin-bottom:12px}

/* Icons: inline sprite via <svg class="i"><use href="#i-name"/></svg> */
.i{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round;flex:none}
.i.sm{width:18px;height:18px}
.i.xs{width:14px;height:14px;stroke-width:2}
.ic{width:52px;height:52px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:var(--bg-2);color:var(--navy)}
.ic .i{width:24px;height:24px}
.ic.dark{background:var(--navy);color:#fff}
.ic.gold{background:rgba(201,162,39,.16);color:#8a6d12}
.ic.lg{width:64px;height:64px}
.ic.lg .i{width:28px;height:28px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:#fff;font-weight:500;font-size:17px;line-height:1;padding:14px 24px;border-radius:var(--pill);border:0;cursor:pointer;text-decoration:none;white-space:nowrap;transition:background .15s,transform .15s}
.btn:hover{background:var(--navy-2);text-decoration:none}
.btn:active{transform:scale(.98)}
.btn.sm{font-size:14px;padding:9px 16px}
.btn.light{background:var(--bg-2);color:var(--ink)}
.btn.light:hover{background:var(--bg-3)}
.btn.white{background:#fff;color:var(--navy)}
.btn.white:hover{background:var(--bg-2)}
.btn.gold{background:var(--gold);color:var(--navy)}
.btn.gold:hover{background:#d8b447}
.btn.block{width:100%}
.link{display:inline-flex;align-items:center;gap:4px;font-size:17px;font-weight:400;color:var(--link)}
.link .i{width:16px;height:16px;stroke-width:2.25}
.link:hover{text-decoration:underline}
.cta{display:flex;gap:14px 26px;align-items:center;flex-wrap:wrap}
.cta.center{justify-content:center}

/* Nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.78);-webkit-backdrop-filter:saturate(180%) blur(20px);backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid rgba(0,0,0,.08)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:var(--nav-h);gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font-weight:600;font-size:19px;letter-spacing:-.01em}
.brand:hover{text-decoration:none}
.brand img{width:28px;height:28px}
.brand b{font-weight:600}
.brand span{color:var(--gold)}
.links{display:flex;gap:28px;align-items:center}
.links a{color:var(--ink);font-size:14px;opacity:.85}
.links a:hover{opacity:1;text-decoration:none}
.links a.btn{opacity:1;color:#fff}
.menu{display:none;background:none;border:0;color:var(--ink);cursor:pointer;padding:8px;margin-right:-8px}
.menu .i{width:22px;height:22px}

/* Hero */
.hero{padding:clamp(72px,11vw,128px) 0 clamp(40px,6vw,72px);text-align:center}
.hero h1{max-width:22ch;margin:0 auto 18px}
.hero .lead{max-width:40ch;margin:0 auto 32px}
.hero .cta{justify-content:center}
.hero.left{text-align:left;padding-bottom:clamp(24px,4vw,48px)}
.hero.left h1{font-size:clamp(34px,4.6vw,52px);max-width:none}
.hero.left h1,.hero.left .lead{margin-left:0}
.hero.left .lead{max-width:48ch}
.hero.left .cta{justify-content:flex-start}
.hero.dark{background:linear-gradient(180deg,#0b1f3a 0%,#122a4d 100%);color:#fff}
.hero.dark h1{color:#fff}
.hero.dark .lead{color:#c9d4e2}
.hero.dark .link{color:#e3c565}

/* Trust strip */
.trust{display:flex;justify-content:center;gap:14px 34px;flex-wrap:wrap;padding:22px 0;font-size:13px;color:var(--ink-3)}
.trust span{display:inline-flex;align-items:center;gap:7px}
.trust b{color:var(--ink);font-weight:500}
.trust .i{width:16px;height:16px;color:var(--ok)}

/* Sections */
.section{padding:clamp(64px,9vw,112px) 0}
.section.alt{background:var(--bg-2)}
.section.tight{padding:clamp(40px,6vw,72px) 0}
.sec-head{max-width:640px;margin:0 auto 52px;text-align:center}
.sec-head h2{margin-bottom:14px}
.sec-head p{font-size:19px;color:var(--ink-2);line-height:1.4}
.sec-head.left{margin-left:0;text-align:left}

/* Grids and cards */
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--bg-2);border-radius:var(--r);padding:30px 28px}
.section.alt .card{background:#fff}
.card.dark{background:var(--navy);color:#fff}
.card.dark h3{color:#fff}
.card.dark p,.card.dark ol,.card.dark li{color:#c9d4e2}
.card.dark .ic{background:rgba(255,255,255,.12);color:#e3c565}
.card.dark .link{color:#e3c565}
.card .ic{margin-bottom:18px}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-2);font-size:16px}
.card p+p{margin-top:8px}
.card .link{margin-top:14px;font-size:15px}
.card .tag{display:block;margin-top:16px;font-size:12px;color:var(--ink-3);letter-spacing:.02em}
.card.row{display:flex;gap:16px;align-items:center;padding:20px 22px}
.card.row .ic{margin:0}
.card.row h3{font-size:17px;margin-bottom:2px}
.card.row p{font-size:15px}
.grid.tight{gap:12px}

/* Steps: icon + title + line */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.step{text-align:center;padding:0 12px}
.step .ic{margin:0 auto 18px}
.step h3{margin-bottom:8px}
.step p{color:var(--ink-2)}
.step .n{display:block;font-size:12px;font-weight:600;letter-spacing:.08em;color:var(--ink-3);margin-bottom:10px}

/* Check lists */
.checks{list-style:none}
.checks li{display:flex;gap:10px;align-items:flex-start;padding:7px 0;font-size:15px;color:var(--ink-2)}
.checks .i{width:18px;height:18px;margin-top:2px;color:var(--ok);stroke-width:2.25}
.card.dark .checks li{color:#d5dfea}
.card.dark .checks .i{color:#e3c565}

/* Plans */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;align-items:stretch}
.plan{display:flex;flex-direction:column;background:#fff;border-radius:var(--r);padding:34px 30px}
.plan .name{font-size:14px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);margin-bottom:10px}
.plan h3{font-size:24px;margin-bottom:14px}
.plan .price{display:flex;align-items:baseline;gap:6px;margin-bottom:6px}
.plan .price b{font-size:44px;font-weight:600;letter-spacing:-.03em;line-height:1}
.plan .price s{font-size:18px;color:var(--ink-3);font-weight:400}
.plan .price small{font-size:15px;color:var(--ink-2)}
.plan .note{font-size:13px;color:var(--ink-3);margin-bottom:22px;min-height:1.3em}
.plan .checks{flex:1;margin-bottom:24px}
.plan.hot{background:var(--navy);color:#fff}
.plan.hot .name{color:#e3c565}
.plan.hot h3,.plan.hot .price b{color:#fff}
.plan.hot .price s,.plan.hot .price small,.plan.hot .note{color:#a8b8c9}
.plan.hot .checks li{color:#d5dfea}
.plan.hot .checks .i{color:#e3c565}
.plan .btn{margin-top:auto}

/* Receipt (review demo) */
.receipt{background:#fff;border-radius:var(--r);padding:8px 26px;max-width:560px;margin:0 auto}
.receipt .row{display:flex;align-items:center;gap:14px;padding:16px 0;border-bottom:1px solid var(--bg-3);font-size:16px}
.receipt .row:last-child{border-bottom:0}
.receipt .row .k{flex:1;color:var(--ink)}
.receipt .row .v{color:var(--ink-2);text-align:right}
.receipt .ok{color:var(--ok)}
.receipt .blank{color:#b8860b}
.receipt .why{font-size:13px;color:var(--ink-3);padding:0 0 16px 38px;margin-top:-8px}

/* Compare (before/after) */
.compare{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.compare .card{display:flex;gap:18px;align-items:flex-start}
.compare .card .ic{margin:0}
.compare ol{margin:6px 0 0 0;padding-left:0;list-style:none;color:var(--ink-2);font-size:15px}
.compare ol li{padding:3px 0}

/* People */
.people{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;max-width:900px;margin:0 auto}
.person .avatar{width:64px;height:64px;border-radius:50%;background:var(--navy);color:#e3c565;display:flex;align-items:center;justify-content:center;font-weight:600;font-size:22px;letter-spacing:.02em;margin-bottom:18px}
.person .role{font-size:13px;color:var(--ink-3);margin:4px 0 12px}
.person p{font-size:16px;color:var(--ink-2)}

/* Disclosure */
details.more{margin-top:14px}
details.more summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;gap:4px;color:var(--link);font-size:15px}
details.more summary::-webkit-details-marker{display:none}
details.more summary .i{width:14px;height:14px;stroke-width:2.5;transition:transform .2s}
details.more[open] summary .i{transform:rotate(90deg)}
details.more .body{margin-top:12px;font-size:15px;color:var(--ink-2);line-height:1.55}

/* Data table */
.data{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;font-size:16px}
.data th,.data td{text-align:left;padding:15px 22px;border-bottom:1px solid var(--bg-3);vertical-align:top}
.data tr:last-child th,.data tr:last-child td{border-bottom:0}
.data th{width:38%;font-weight:500;color:var(--ink-2)}
.data td{color:var(--ink)}
.section.alt .data{background:#fff}
.section:not(.alt) .data{background:var(--bg-2)}

/* Forms */
.field{margin-bottom:14px}
.field label{display:block;font-size:13px;font-weight:500;color:var(--ink-2);margin-bottom:6px}
.field input,.field textarea{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:var(--r-sm);font:inherit;font-size:16px;background:#fff;color:var(--ink)}
.field input:focus,.field textarea:focus{outline:0;border-color:var(--navy);box-shadow:0 0 0 3px rgba(11,31,58,.12)}
.contact-line{display:flex;align-items:center;gap:12px;padding:10px 0;font-size:17px}
.contact-line .i{color:var(--navy)}

/* Band */
.band{background:var(--navy);color:#fff;text-align:center;padding:clamp(64px,9vw,104px) 0}
.band h2{color:#fff;margin-bottom:12px}
.band p{color:#c9d4e2;font-size:19px;margin-bottom:28px}

/* Prose (long-form pages) */
.prose{max-width:720px;margin:0 auto}
.prose h2{font-size:28px;margin:48px 0 14px}
.prose h3{margin:28px 0 8px}
.prose p,.prose li{color:var(--ink-2);font-size:17px}
.prose p+p{margin-top:12px}
.prose ul,.prose ol{margin:10px 0 0 22px}
.prose li{margin:5px 0}
.prose table{width:100%;border-collapse:collapse;margin:14px 0;font-size:15px}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--bg-3);vertical-align:top}
.prose th{font-weight:500;color:var(--ink-2)}
.prose code{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.92em;background:var(--bg-2);padding:.1em .4em;border-radius:5px}
.prose .meta{font-size:14px;color:var(--ink-3);margin-top:8px}
.paper{white-space:pre-wrap;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:13px;line-height:1.45;background:var(--bg-2);border-radius:var(--r-sm);padding:16px;color:var(--ink);overflow:auto;margin-top:14px}
.section.alt .paper{background:#fff}

/* Footer */
footer{background:var(--bg-2);color:var(--ink-2);font-size:12px;padding:44px 0 28px}
footer .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:28px;margin-bottom:28px}
footer h4{font-size:12px;font-weight:600;color:var(--ink);margin-bottom:10px}
footer .cols a{display:block;color:var(--ink-2);padding:3px 0}
footer .cols a:hover{color:var(--ink);text-decoration:underline}
footer .tag{color:var(--ink-3);margin-top:8px;max-width:30ch}
footer .legal{border-top:1px solid var(--line);padding-top:18px;display:flex;justify-content:space-between;gap:10px 24px;flex-wrap:wrap;color:var(--ink-3)}
footer .legal a{color:var(--ink-3)}
footer .brand{font-size:17px}
footer .brand img{width:24px;height:24px}

/* Responsive */
@media(max-width:900px){
  .g3,.g4,.plans,.steps{grid-template-columns:repeat(2,1fr)}
  footer .cols{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .links{display:none;position:absolute;top:var(--nav-h);left:0;right:0;background:rgba(255,255,255,.96);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);flex-direction:column;align-items:stretch;gap:0;padding:8px 22px 18px;border-bottom:1px solid rgba(0,0,0,.08)}
  .links.open{display:flex}
  .links a{font-size:17px;padding:12px 0;opacity:1}
  .links a.btn{margin-top:10px}
  .menu{display:block}
  .g2,.g3,.g4,.plans,.steps,.compare,.people{grid-template-columns:1fr}
  .step{text-align:left;padding:0}
  .step .ic{margin:0 0 14px}
  .data th{width:42%}
  .cta{gap:12px 18px}
  .trust{gap:10px 22px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,details.more summary .i{transition:none}}
@media print{.nav,footer,.band,.menu{display:none}body{font-size:12pt}}